Insurance Policies in the Czech Republic
चेक गणतन्त्रमा बसोबास र काम गर्दा आइपर्ने आपत्तिहरू, रोग तथा दुर्घटना जस्ता मामिलामा सहायता प्राप्त गर्न insurance गर्नु अनिबार्य छ । बीमा नीतिहरूको उचित बुझाईले उनीहरूलाई आर्थिक बोझमा कमी गराउन सहयोग प्रदान मात्रै गर्दैन सँगै उनीहरूको भविष्यको सुरक्षा सुनिश्चित पनि गर्दछ। यसले उनीहरूलाई कानूनी रूपमा सुरक्षित र अपराध बाट बचाउनको लागि पनि मद्दत गर्दछ।
Basic Foreigners’ Medical Insurance
This insurance covers the costs of necessary and urgent treatment and hospitalization at all healthcare facilities in the Czech Republic.
It provides non-stop assistance services.
The benefit limit ranges from CZK 1.8 million to CZK 3 million per insured event.
It covers the Czech Republic and member states of the Schengen area.
There’s an option of arranging supplementary cover for hazardous sports.
https://www.pvzp.cz/en/blog-en/health-insurance-for-czech-citizens-and-foreign-nationals-how-does-the-czech-healthcare-system-work/
Health Insurance
(Will be further updated in Nepali Language ...!)
Comprehensive Medical Insurance EXCLUSIVE
This is high-quality medical insurance designed for foreigners2.
Its scope is identical to that provided under public medical insurance in the Czech Republic.
It includes preventive and control examinations and vaccinations for children up to 15 years of age.
It covers health care during pregnancy and childbirth.
It also covers planned health care, dentistry, institutional and diagnostic care, and post-traumatic and postoperative care during continuous hospitalization.
https://www.slavia-pojistovna.cz/en/people/health-insurance-for-foreigners/comprehensive-health-insurance-for-foreigners/
Commercial Health Insurance
This is a private contract between the insured person (the foreigner) and the insurance company.
It’s available to foreigners staying in the Czech Republic (or those applying for residence) who are not included in the public health insurance system.
Non-resident foreigners have the option of taking out contractual health insurance in the months when they are not covered by public health insurance from employment.
Insurance for Business
It’s important to safeguard your business against potential risks when establishing a venture in the Czech Republic.
Unfortunately, I couldn’t find specific details about business insurance for non-residential Nepalis in the Czech Republic. It’s recommended to contact local insurance providers or consult with a business advisor for more information.
